About Equity First Consultants

EFC is NOT credit repair, but Credit and Financial Solutions since 2004

Managing Director – Rhonda Klch

Our Goal

Our goal is to address your credit and financial habits and customize a plan that is right for you. This is NOT a one size fits all program. Credit Repair is NOT for everyone. The word ‘repair’ leads the consumer to believe that something has been broken or damaged ( your CREDIT scores ) but sometimes that is not the case. We often work with people that have no fico scores, are re-building credit after a bankruptcy, have high utilization ratios or are building business credit. Unlike other companies that charge a low monthly fee and take several years to complete, we offer fast service at competitive pricing. Most of our clients will see progress in under 30 days and many will be completed with our program in under 4 months.

Who Are Our Analysts?

EFC retains the best in the industry and many of the professional analysts come from the fields of mortgage banking, real estate, insurance, finance and investments. They have chosen to work with EFC because of the diversity in our clientele. Our staff enjoy our philanthropic culture and are compensated for time spent working with charity partners, attending charity events, supporting community outreach and more.

Why Work With EFC?

Personalized Credit Plan

Our analyst will spend the required time to discuss your scenario, a personalized plan will then be created to fit your timeline and desired results.

Team Support

You will be assigned to a analyst that is there every step of the way to answer questions, guide you and help keep you focused and on track.

Proven Results

Many of our clients will see results in as little as 30 days. Even after you have completed the program, we have additional credit monitoring plans that we offer so you do not fall behind again on your credit. We have a data base of successful clients that would love to share their stories and experiences since 2004.

Client Portal

Each client will be given access to their client portal so they can follow the progress of our described plan. Clients can upload documents directly into the portal and have dialog with their analyst 24/7.

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Call Today To Get Started


Email: info@equityfirstconsultants.com


PO BOX 601, MT. SINAI, NY 11766